{"id":6493,"date":"2026-04-01T09:00:58","date_gmt":"2026-04-01T09:00:58","guid":{"rendered":"https:\/\/www.littonandrews.com\/?p=6493"},"modified":"2026-04-14T07:24:31","modified_gmt":"2026-04-14T07:24:31","slug":"upcoming-change-payday-super-starts-1-july-2026","status":"publish","type":"post","link":"https:\/\/www.littonandrews.com\/upcoming-change-payday-super-starts-1-july-2026\/","title":{"rendered":"Upcoming Change: Payday Super Starts 1 July 2026"},"content":{"rendered":"<p>With just shy of 3 months to go\u2026 \u00a0clients are still unprepared for one of the biggest payroll changes in recent years\u2014<strong>Payday Super<\/strong>.<\/p>\n<p><strong>What\u2019s changing?<\/strong><br \/>\nFrom 1 July 2026, superannuation contributions must be paid at the same time as employee wages, rather than quarterly.<\/p>\n<p><strong>Why this matters<\/strong><\/p>\n<p><strong>For employees:<\/strong><\/p>\n<ul>\n<li>Super is paid earlier and more frequently<\/li>\n<li>More time in the market &#8211; potential for higher retirement savings through compounding<\/li>\n<\/ul>\n<p><strong>For employers (including specialist medical practices):<\/strong><\/p>\n<ul>\n<li>This is a significant operational shift, not just a compliance update<\/li>\n<li>Requires changes to payroll systems, processes, and cash flow management<\/li>\n<\/ul>\n<p><strong>Key impacts for your practice<\/strong><\/p>\n<p>You may need to:<\/p>\n<ul>\n<li>Upgrade or reconfigure payroll and super systems<\/li>\n<li>Increase frequency of super payments (aligned with each pay cycle)<\/li>\n<li>Regularly verify employee super fund details<\/li>\n<li>Adjust cash flow forecasting to account for more frequent payments<\/li>\n<\/ul>\n<p><strong>New timing rules:<\/strong><\/p>\n<ul>\n<li>Super must reach funds within 7 business days of each payday<\/li>\n<li>For new employees or new funds: within 20 business days<\/li>\n<\/ul>\n<p><strong>Steps to prepare now<\/strong><\/p>\n<p>To ensure a smooth transition, practices should start preparing immediately:<\/p>\n<ol>\n<li><strong>Review payroll systems<\/strong><br \/>\n<strong>Confirm your software and clearing house can handle real-time super payments.<\/strong><\/li>\n<li><strong>Check employee super details<\/strong><br \/>\n<strong>Incorrect fund information can lead to rejected contributions and delays.<\/strong><\/li>\n<li><strong>Understand updated earnings definitions<\/strong><br \/>\n<strong>Payday Super expands what counts toward super calculations\u2014accuracy is critical.<\/strong><\/li>\n<li><strong>Plan cash flow more closely<\/strong><br \/>\n<strong>Super will need to be budgeted in line with each pay cycle (weekly\/fortnightly\/monthly).<\/strong><\/li>\n<li><strong>Track contribution limits annually<\/strong><br \/>\n<strong>The Maximum Contribution Base will move from quarterly to annual tracking.<\/strong><\/li>\n<li><strong>Strengthen compliance processes<\/strong><br \/>\n<strong>The ATO has indicated a pragmatic approach initially\u2014but good governance and documentation will be essential.<\/strong><\/li>\n<\/ol>\n<p><strong>What this means for medical\/healthcare practices<\/strong><\/p>\n<p>For private specialist and healthcare practices, where payroll can already be complex (multiple practitioners, varied pay structures), early preparation is critical to avoid disruption and ensure compliance.<\/p>\n<p><strong>Now is the time to review your systems and processes.<\/strong><br \/>\nTaking action early will help your practice stay compliant and avoid unnecessary stress as the deadline approaches.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With just shy of 3 months to go\u2026 \u00a0clients are still unprepared for one of the biggest payroll changes in recent years\u2014Payday Super. What\u2019s changing? From 1 July 2026, superannuation contributions must be paid at the same time as employee wages, rather than quarterly. Why this matters For employees: Super is paid earlier and more&hellip;<\/p>\n","protected":false},"author":21,"featured_media":6496,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","footnotes":""},"categories":[1],"tags":[],"class_list":["post-6493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/posts\/6493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/comments?post=6493"}],"version-history":[{"count":4,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/posts\/6493\/revisions"}],"predecessor-version":[{"id":6501,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/posts\/6493\/revisions\/6501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/media\/6496"}],"wp:attachment":[{"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/media?parent=6493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/categories?post=6493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.littonandrews.com\/af-api\/wp\/v2\/tags?post=6493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}